Saving Strategies

Proven tactics to grow savings and cut costs without sacrifice.

Updated daily  ·  16 stories
A Complete Guide to Building and Maintaining a Household Savings Plan
Saving Strategies

A Complete Guide to Building and Maintaining a Household Savings Plan

From setting goals to choosing accounts to staying consistent — everything US households need to know to build a durable savings plan.

By Smart Money Moves Editorial Team · Jun 12, 2024 · 7 min read

Latest In Saving Strategies

Automating Your Savings: What It Means and How It Actually Works
Saving Strategies

Automating Your Savings: What It Means and How It Actually Works

Smart Money Moves Editorial Team · Sep 25, 2023 · 8 min read
Building Your First Emergency Fund From Zero
Saving Strategies

Building Your First Emergency Fund From Zero

Smart Money Moves Editorial Team · Jul 13, 2024 · 7 min read
Cash Envelopes, Spreadsheets, and Apps: Comparing Budgeting Methods
Saving Strategies

Cash Envelopes, Spreadsheets, and Apps: Comparing Budgeting Methods

Smart Money Moves Editorial Team · Feb 27, 2025 · 6 min read
Common Myths About Saving Money on a Low Income
Saving Strategies

Common Myths About Saving Money on a Low Income

Smart Money Moves Editorial Team · Apr 23, 2023 · 6 min read
Grocery Budget Strategies That Don't Require Couponing
Saving Strategies

Grocery Budget Strategies That Don't Require Couponing

Smart Money Moves Editorial Team · Jul 4, 2023 · 6 min read
High-Yield Savings Accounts vs. Traditional Savings Accounts
Saving Strategies

High-Yield Savings Accounts vs. Traditional Savings Accounts

Smart Money Moves Editorial Team · Oct 18, 2024 · 6 min read
Meal Planning as a Financial Tool, Not Just a Time-Saver
Saving Strategies

Meal Planning as a Financial Tool, Not Just a Time-Saver

Smart Money Moves Editorial Team · Aug 21, 2025 · 7 min read
Monthly Financial Reset: A Household Budget Audit Checklist
Saving Strategies

Monthly Financial Reset: A Household Budget Audit Checklist

Smart Money Moves Editorial Team · Jan 18, 2025 · 6 min read
Paying Down Debt While Saving: Is It Possible to Do Both?
Saving Strategies

Paying Down Debt While Saving: Is It Possible to Do Both?

Smart Money Moves Editorial Team · Jan 22, 2024 · 6 min read
Recurring Subscriptions That Quietly Drain Household Budgets
Saving Strategies

Recurring Subscriptions That Quietly Drain Household Budgets

Smart Money Moves Editorial Team · Mar 13, 2025 · 6 min read
Saving on Utilities: Habits That Reduce Monthly Energy Bills
Saving Strategies

Saving on Utilities: Habits That Reduce Monthly Energy Bills

Smart Money Moves Editorial Team · Mar 20, 2023 · 7 min read
Sinking Funds vs. Emergency Funds: Understanding the Difference
Saving Strategies

Sinking Funds vs. Emergency Funds: Understanding the Difference

Smart Money Moves Editorial Team · Jun 15, 2025 · 6 min read
The 50/30/20 Rule: A Framework for Everyday Budgeting
Saving Strategies

The 50/30/20 Rule: A Framework for Everyday Budgeting

Smart Money Moves Editorial Team · Sep 2, 2024 · 7 min read
The True Cost of Minimum Payments on Credit Card Debt
Saving Strategies

The True Cost of Minimum Payments on Credit Card Debt

Smart Money Moves Editorial Team · Apr 9, 2025 · 7 min read
Why Saving 'Whatever's Left' at Month-End Usually Fails
Saving Strategies

Why Saving 'Whatever's Left' at Month-End Usually Fails

Smart Money Moves Editorial Team · Apr 20, 2024 · 5 min read

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